Unclaimed Money Search - Find missing money, unclaimed property, abandoned funds and lost assets held by states and government agencies

U.S. Unclaimed Property and Missing Money Search

Under US unclaimed property law, financial assets are considered dormant, unclaimed and abandoned when contact with an owner or heir is lost over an extended period. This often happens due to a name change after marriage or divorce, an unreported change of address or expired postal forwarding order, incomplete or illegible records, and most commonly, after an untimely death.

When owners or rightful heirs fail to claim a forgotten asset over a specified number of years known as the dormancy period, those left holding the abandoned funds: banks, stock brokers, utilities, employers, life insurance companies and government agencies themselves - transfer custody to an unclaimed property trust account in a legal process known as escheat. Here this lost cash awaits your claim.

The state of New York currently holds nearly $10 billion in unclaimed funds. California and Texas abandoned property adds $10 billion more. But this isn't just a big state phenomenon. Local governments recently collected $23 billion worth of missing money, of which less than $1 billion was reclaimed. The U.S. federal government holds even more, including $17 billion in unredeemed savings bonds, and hundreds of billions of unclaimed dollars in IRS refunds, retirement and Social Security checks that went undelivered or weren't cashed.

It's important to understand millions of family members are totally unaware they’re entitled to collect missing moneys owed deceased relatives, who passed on without leaving an updated will or complete financial records. One in three life insurance policies are never paid, for example, because it's up to heirs to notify the insurance company when a policyholder dies, and virtually no effort is made to find lost beneficiaries and missing heirs.

Search for Abandoned Property and Unclaimed Funds

Government Unclaimed Property & Missing Money Search

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Lost Bank Account	Unclaimed Life Insurance	Missing Inheritance	IRS Refund
Unclaimed HUD Refund	Missing Savings Bonds	Unclaimed Stock	Veteran Benefits
Missing Safe Deposit Box	Social Security Benefits	Missing IRA	Indian Trust Funds
Dormant Credit Union Account	Railroad Retirement Funds	Postal Savings Bonds	Screen Actor Residuals
Gift Cards & Certificates	Mineral Royalties	Pension Benefits	Postal Money Orders
Accounts at Closed Banks	Government Pension	Bankruptcy Funds	401k Pension Benefits

Consumer Alert	$16 billion in unclaimed US Savings Bonds
The value of unclaimed US Savings Bonds that have matured and stopped paying interest currently exceeds $16 billion. No effort is made to locate the missing - owners and family members of deceased relatives must initiate a search. Savings Bond Search

Consumer Alert	Missing life insurance beneficiaries & heirs ...
One in three life insurance policies go unclaimed on death of the insured, because family members aren't always aware a policy exists, or don't know how to track it down. Unclaimed Life Insurance Policy Search

Consumer Alert	2008 IRS income tax refunds
Last year alone, the IRS was unable to deliver income tax refund checks worth $123.5 million - an average of about $1145 per taxpayer, because taxpayers failed to reported changes of name and/or address. IRS Refund Search

Consumer Alert	$10 billion in lost stocks, bonds and mutual funds
The SEC estimates 3 million lost stockholders are entitled to unclaimed stock and mutual funds worth $10 billion. Additionally, $500 million in stock dividends and bond interest payments are not cashed each year. Lost Stocks and Bonds

Consumer Alert	$8 billion in lost, forgotten or unused gift cards
Last year alone, gift cards worth $8 billion were lost, forgotten or otherwise went unused. In many instances new state laws allow for refunds or replacement, even if the card has an expiration date. Gift Card Refunds

Consumer Alert	Have you been contacted by an heir tracer?
Professional asset tracers often trace and contact lost family members and heirs of deceased relatives, demanding 35% or more for information on unclaimed money. Find and claim these missing funds yourself. Unclaimed Money Search

Consumer Alert	Trace and claim a missing inheritance
Government trustees are holding billions in unclaimed money and forgotten property owed relatives of deceased family members who can't be found because they've moved or changed name after marriage or divorce. Missing Inheritance Search

Consumer Alert	$850 million in unclaimed 401k retirement plan assets
Each year $850 million in 401k retirement plan assets owed employees of companies that have closed or gone bankrupt are left with pension plan administrators and go unclaimed. 401k Search

Consumer Alert	Missing or unclaimed Individual Retirement Account (IRA)
50 million Americans have money in IRA retirement accounts. If withdrawals are not made by age 70½, or in some cases as early as 59½, Individual Retirement Accounts may be considered unclaimed or abandoned. Lost IRA Search

Consumer Alert	MetLife, Prudential and John Hancock policyholders and heirs
MetLife, Prudential and John Hancock policyholders and heirs may be eligible to claim cash and/or stock after the recent demutualization of these and twenty other major life insurance companies. Unclaimed Life Insurance Benefit Search

Consumer Alert	$133 million in unclaimed pension benefits
32,000 missing workers are eligible to claim $133 million in unclaimed pension benefits from bankrupt companies with terminated defined-benefit pension plans. Unclaimed Pension Search

Consumer Alert	IRAs, CDs and savings accounts at FDIC insured banks that have closed
Over 150 banks closed their doors in the last two years, including the largest ever, Washington Mutual (WaMu). Depositors may collect insurance proceeds - up to $250,000 per account - but there are time limits. Bank Account Search

Consumer Alert	VA Benefits - Special Pensions
The Aid and Attendance (A&A) Special Pension provides benefits for veterans and surviving spouses who require assistance with daily chores or nursing home bills. Only 1 in 7 eligible have applied. Veteran Benefits

Consumer Alert	$750 million in unclaimed child support
States collect billions of dollars annually in court-ordered child support. Three-quarters of a billion dollars have gone undistributed & unclaimed, due to incorrect address information on the custodial parent. Unclaimed Child Support

Consumer Alert	Screen Actors Guild (SAG) royalties
The Screen Actors Guild (SAG) is holding tens of millions of dollars for thousands of performers whose residuals checks - royalties earned from television and film performances - have gone unclaimed. SAG Royalties

Consumer Alert	HUD refunds
HUD is holding hundreds of millions of dollars in unclaimed refunds owed former homeowners whose homes were sold, but failed to provide a new address after the move. HUD Refund Search

Consumer Alert	Digital music royalties from satellite radio, cable TV and internet radio
Over $360 million in digital music royalties from internet webcasts, satellite radio and cable television play are due recording artists, musicians & copyright owners. Music Royalty Payments Search